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When should you opt for refinancing?
There are a lot of reasons for which homeowners choose to refinance. However there is a refinancing fees and a lot of paperwork involved in the process, so you must make sure that refinancing proves beneficial for you in the long run. So before deciding to refinance, ask yourself: • Why do you want to…
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How to decide your spending level?
Before approaching a mortgage lender, it’s essential for you to decide how much money you are willing to spend. And even more importantly, how much can you afford to spend. In fact most lenders won’t take you seriously if you go to them without a mortgage pre-approval. So how to decide your spending level? For…
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Which loan option is best suited for your needs?
It might take a little time and effort on your part to understand various mortgage loan options available in today’s market, but in the long run, you will be glad that you invested in this research. A mortgage loan is probably one of the largest debt you’ll ever take on, and in most cases, your…
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How credit scores affect prospective homeowners?
If you are planning to buy a home, you are most probably thinking of obtaining a mortgage, and that inevitably must have made you think about credit score. Credit score is definitely one of the main things considered by lenders while deciding the terms of a mortgage. But there is a general misconception as well.…
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Is it suitable to opt for a reverse mortgage?
There are various debates surrounding reverse mortgage. Some might tell you that it’s one of the best retirement plans, and others may say that there’s no bigger mistake you could make. But the thing is, reverse mortgage may be good or bad depending upon your requirements. Reverse mortgage is simply a way of converting your…
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Keep up with latest mortgage rates
The first thing to know about mortgage rates is that they are highly flexible. If the rate is 5% today, it might become 5.5% in just a few days. But what difference does a small change of .5 will create? Actually, it can significantly impact your monthly mortgage payments and consequently alter your whole financial…
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Basics of mortgage
In simplest of terms, mortgage refers to a loan availed by putting up a real estate property as security. This is one of the most common means of acquiring required finances for home purchase for a lot of people. But considering the numerous options for mortgages available in today’s scenario, and the fact that this…
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terell@divinefinancialsolutions.com
Greenville, SC
Financing for your local business that is fast and affordable.
A Finance Company Focuses More On The Revenue Of The Business Than The Credit.